To see a personalized rate quote, you'll need to fill out a form and provide your phone number. If you get a mortgage with no points, you'll likely pay a higher rate than what you see here. Note that these sample rates include discount points, which you'll pay for at closing to lower your rate. From there, you can see sample rates for a handful of mortgage types for both new purchase and refinance loans. To explore the lender's rates, go to its website and navigate to the "Rates" page. This is around the average compared to other lenders. In 2022, the average borrower getting a conventional loan with this lender paid $4,703 in origination charges, according to our review of HMDA data. Rocket Mortgage Interest Rates and Feesīased on Personal Finance Insider's review of Home Mortgage Disclosure Act data, Rocket Mortgage interest rates are right around average compared to other lenders. Talk online with a live representative Monday through Friday from 7 a.m. You can chat online with an automated assistant 24/7. If you prefer to talk over the phone, give the lender a call during the following hours: To apply with Rocket, you can get started online. Louis El Paso, Houston, and McAllen, Texas. This program is only available in certain counties within the following metro areas: Atlanta Chicago Detroit Memphis Miami Philadelphia St. Rocket also offers Freddie Mac's BorrowSmart Access program, which includes a $3,000 credit for your down payment.This program is only available in specific census tracts in Atlanta, Baltimore, Chicago, Detroit, Memphis, and Philadelphia. The Purchase Plus program offers a credit of up to $7,500 to offset your down payment and closing costs.This mortgage is available nationwide, but only those who earn 80% or less of the area median income can qualify. Its ONE+ mortgage allows down payments as low as 1% with no mortgage insurance, and includes a 2% grant from the lender.Rocket is also offering a few affordable mortgage products that can help those with lower incomes become homeowners: Conventional mortgages (both conforming and jumbo).It offers mortgages in all 50 US states, including the following products: Rocket Mortgage is the online mortgage lender that used to be known as Quicken Loans. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.
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